

Insurance
Insurance Coverage Explained
Patients often ask if we accept certain dental insurances. Yes, Idalou Dental accepts and works with most dental PPO (Preferred Provider Option) dental plans, but we are an Out-of-Network dental office.
What does out-of-network mean?
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Out-of-network simply means that if there is a difference between our fee and the allowable fee set by your insurance, you are responsible for the difference. Our fees are based on “Usual and Customary Rates” for our area (zip code 79329).
Please check how our rates compare at: https://www.fairhealthconsumer.org/dental/zip
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Will I have to submit my own insurance at an out-of-network dentist?
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As a courtesy, Idalou Dental will verify your PPO insurance coverage and submit a claim to the insurance company, but you are responsible for understanding and knowing your benefits.
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For most patients using Out-Of-Network benefits, preventive (cleanings) and diagnostic (x-rays) dental services out-of-pocked cost will be $0 or very low. Typical out-of-pocket costs are between $20 and $40 for preventative treatment and we try very hard to get our patients the most accurate estimate of payment at the time of visit.
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***PLEASE NOTE*** Certain insurances (etc. Delta Dental, BCBS) will ONLY reimburse directly to the patient. In this situation, we require all dental fees to be paid upfront and your insurance company will directly send you a reimbursement check.
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***We are not associated with Medicare, Medicaid, or outside Dental Discount Plans***